Flat Fee and Fee-Only Planning Options
Advice Only Planning $2,400
Flat Fee Retirement Planning & Ongoing Investment Management $7,975 per year
Flat Fee Retirement Planning & Ongoing Investment Management $7,975 per year
Project-based Financial Planning with no expectations or requirements for ongoing Investment management.
Includes a minimum of two planning meetings (one for data gathering, one for planning delivery), a full analysis of your financial situation, a detailed follow-up email with our recommendations, and follow-up support for 90 days follo
Project-based Financial Planning with no expectations or requirements for ongoing Investment management.
Includes a minimum of two planning meetings (one for data gathering, one for planning delivery), a full analysis of your financial situation, a detailed follow-up email with our recommendations, and follow-up support for 90 days following our last meeting.
This service is ideal for individuals who appreciate the value of financial planning
(without the expectation of investment management and moving accounts).
Flat Fee Retirement Planning & Ongoing Investment Management $7,975 per year
Flat Fee Retirement Planning & Ongoing Investment Management $7,975 per year
Flat Fee Retirement Planning & Ongoing Investment Management $7,975 per year
Perfect for individuals and couples who are looking for a trusted planner to help manage as they transition through retirement.
Includes a full analysis of your financial situation, one detailed financial planning meeting per year with action items (in-person or virtual), a review of your tax return for future planning and check-in meeti
Perfect for individuals and couples who are looking for a trusted planner to help manage as they transition through retirement.
Includes a full analysis of your financial situation, one detailed financial planning meeting per year with action items (in-person or virtual), a review of your tax return for future planning and check-in meetings as needed for implementation and accountability, and unlimited phone calls, personalized educational videos, and emails throughout the year.
Great for Clients who like predictable Annual fees that are easy to understand.
You Control the Agenda Meeting $500 for 2 hours
Flat Fee Retirement Planning & Ongoing Investment Management $7,975 per year
You Control the Agenda Meeting $500 for 2 hours
Your Questions, Your time, You're in control of the Agenda during this real working financial planning session.
Our goal is to provide as much value and information as possible during this 120-minute engagement. Bring in your pressing financial concerns and leave with a workable solution.
When you schedule your appointment, let us know
Your Questions, Your time, You're in control of the Agenda during this real working financial planning session.
Our goal is to provide as much value and information as possible during this 120-minute engagement. Bring in your pressing financial concerns and leave with a workable solution.
When you schedule your appointment, let us know what you want to talk about and how we can make this a successful meeting. We will follow up with items needed for the meeting so we can be ready for you. Common topics that we can discuss:
- Budgeting
- College Planning
- Debt Management (College Loans, Credit Cards, etc.)
- ETF/Mutual Fund Basics
- Managing your 401(k), 457, or 403(b)
- Investment Asset Allocation Review
- Life Insurance Review
- Review Of Your Early Retirement Offer
- Annuities (The Good/Bad/ugly)
- Advantages & Disadvantages of Trusts
- Whatever You Want To Discuss
Financial Planning Services
The Financial Planning Process
Planning involves an evaluation of the client’s needs based on the various elements of their financial picture, and recommendations are made based on this evaluation. Financial planning topics addressed in these engagements may include, but are not limited to:
- Business Planning: We provide consulting services for Clients who currently operate their own business, are considering starting a business, or are planning for an exit from their current business. Under this type of engagement, we work with you to assess your current situation, identify your objectives, and develop a plan aimed at achieving your goals.
- Cash Flow and Debt Management: We will analyze current cash-flow in order to forecast cash inflows and outflows over several periods. In addition, we analyze the value the assets a Client owns, minus liabilities in order to gauge a Client’s financial health and to provide a snapshot of your current financial position.
- College Savings: Includes projecting the amount that will be needed to achieve college or other post-secondary education funding goals, along with advice on ways for you to save the desired amount. Recommendations as to savings strategies are included, and, if needed, we will review your financial picture as it relates to eligibility for financial aid or the best way to contribute to grandchildren (if appropriate).
- Employee Benefits Optimization: We will provide review and analysis as to whether you, as an employee, are taking the maximum advantage possible of your employee benefits. If you are a business owner, we will consider and/or recommend the various benefit programs that can be structured to meet both business and personal retirement goals.
- Financial Goals: We will help Clients identify financial goals and develop a plan to reach them. We will identify what you plan to accomplish, what resources you will need to make it happen, how much time you will need to reach the goal, and how much you should budget for your goal.
- Insurance: Review of existing policies to ensure proper coverage for life, health, disability, long-term care, liability, home, and automobile.
- Investment Analysis: This may involve developing an asset allocation strategy to meet Clients’ financial goals and risk tolerance, providing information on investment vehicles and strategies, reviewing employee stock options, as well as assisting you in establishing your own investment account at a selected broker/dealer or custodian. The strategies and types of investments we may recommend are further discussed in Item 8 of our ADV brochure.
- Retirement Planning: We gather income details regarding current retirement accounts as well as ascertaining planned retirements dates. The Firm will use this information to evaluate Client’s current position and make recommendations designed to help you achieve your retirement goals.
- Risk Management: A risk management review includes an analysis of your exposure to major risks that could have a significant adverse impact on your financial picture, such as premature death, disability, property and casualty losses, or the need for long‐term care planning. Advice may be provided on ways to minimize such risks and about weighing the costs of purchasing insurance versus the benefits of doing so and, likewise, the potential cost of not purchasing insurance (“self‐insuring”).
- Tax Planning Strategies: Advice may include ways to minimize current and future income taxes as a part of your overall financial planning picture. For example, we may make recommendations on which type of account(s) or specific investments should be owned based in part on their “tax efficiency,” with the consideration that there is always a possibility of future changes to federal, state or local tax laws and rates that may impact your situation (we recommend that you consult a tax professional before implementing tax planning strategies)
Schedule a meeting to make sure we are a good fit and can support your needs.